stolen car covered by insurance

How Does Insurance Cover Stolen Car?

Having an adequate level of comprehensive coverage is important to get car’s market value if your vehicle is stolen and you do not recover the same. Sometimes, recovered vehicle is found damaged.

Here, insurance company covers the rapairs. It is now the time to do away with the misconception that you need full coverage to cover stolen car!


Factors That Influence Your Car Stolen Insurance

The make and model of car, its price, and age will influence insurance rates. Older vehicles tend to be affordable.

Coverage that you choose too will greatly affect rates. It is advisable to study requirements and choose the right one.

The location where you park your vehicle and where you live may affect your insurance rates.

Compare Quotes nOW

Possible Car Theft Insurance and Its Scenario

Vehicle damaged due to break in: Your vehicle is damaged due to break-in. Comprehensive coverage will cover repair costs which can include smashed windows, broken door locks, broken ignition system, etc.

Stolen car: Having the right level of comprehensive coverage can help you to cover vehicle’s value if your car has been stolen.

Personal items stolen from vehicle: Personal items stolen from your vehicle may not be covered. But, car insurance will cover the features and components which are pre-installed parts of the car and not your personal belongings placed in the car.

Request Quotes

insurance process for stolen car insurance

Start with Your Zip Code to Compare Quotes

Things You Need Before Applying for Insurance Coverage for Stolen Car

Make sure to have the crucial information available to you:

  • Details Regarding Certificate Of Title
  • Vehicle Keys’ Locations Before And After The Incident Took Place.
  • Names And Contact Details Of People Who Have Had An Access To Your Car.
  • Details About Vehicle’s Mileage, Service Records, And Upgrades, If Any.
  • Details About Personal Property Stolen With Your Car.

Vital Guidelines on Car Insurance Theft Protection

Protecting your keys is similar to protecting your vehicle. Leaving keys in your vehicle invites troubles.

Invest in anti-theft devices such as wheel locks, immobilizers, etc. because they can really help you to protect your car.

Sometimes, vehicles are targeted because of what is inside them. Hide your valuables or try not to place them in your car.

An unlock car gives strangers easy entry. Make sure to roll up the windows. Check twice if you have shut off the engine.

It is advisable to equip your car with security devices like a car alarm which will draw attention if any kind of break-in or damage.

Avoid parking your vehicle on the street. If possible, choose a safe garage.

4 Vital Tips for Dealing With Car Insurance Against Theft

You could experience a real nightmare when you find out that your car is not at the place where you had parked it. However, it is important to keep your head calm in such a situation and think about one of the below mentioned possibilities.

  • Has the vehicle been towed away as it was parked illegally?
  • Has your loan dealer repossessed your car because you have missed some monthly payments?
  • If you are sure that your car has been stolen, call the police immediately to register a complaint.
  • Lastly, contact the car’s insurance company for filing a car theft claim.
if a car is stolen does insurance cover it
FAQS On Stolen Car Insurance

Act Today To Get Your Car Insured And Protect Your Finances!

Comprehensive coverage can help to pay for stolen parts. It will cover repair costs which can include smashed windows, broken door locks, broken ignition system, etc.

Many insurance companies may allow you to make your vehicle roadworthy again. But, you may have to pay out of pocket costs to cover the costs.

Comprehensive coverage does not cover your personal items stolen from your car. You may want to obtain an optional coverage for personal property.

Car insurance company may take ownership of your vehicle. In case you have not obtained the replacement vehicle, you might have to return the claim.


Find And Compare The Best As Well As The Cheapest Stolen Car Insurance Quotes Online Within A Span Of Minutes!

Start Saving Now